At a lonely McDonaldâs off Alpine Boulevard, State Farm agent Eric Andersen met with his clients to discuss their options on Monday, July 9, 2018, just a day after the West Fire swept through the community and burned down their home.
Andersenâs office is in La Mesa, so driving up towards the charred canyons of Alpine, he said, left him with some trepidation.
âThis doesnât happen often for an agent,â said Andersen. âIâm a normal agent, not a big agent, not a small one. Iâve probably had four or five fires in my thirty-year career. We get lots of claims, but seldom do you have a total loss…Everythingâs normal until you turn that corner and you find yourself in that neighborhood and itâs not like anything that pictures tell. Itâs like being on the moon.â
After nervous beginnings, Andersen said the real work toward rebuilding began.
âYou get this feeling when youâre going up that youâre going to visit someone whoâs just lost a family member,â he said. âWhen I actually got there, all that goes away. Itâs like playing a sport. Youâre scared on the bench until youâre actually playing the game. Once you get past the initial âIâm sorryâ and you look each other in the eye and you try not to say anything stupid or demeaning and just listen, then you focus on the solution. You just give them the chance to tell their story. Then you explain to them what weâre set up to do and what to expect, and that conversation goes from an initial Iâm sorry to a more positive note.â
To be sure, Monday, July 9, was a difficult day for insurance agents all over Alpine and East County whose clientsâ homes and personal belongings were lost or damaged in the fire that burned more than 500 acres in just three days.
Insurance agent Robert Petersen, an Alpine native, said he watched the fire swallow his clientâs house from his own home.
âThis was my only total loss,â he said. âI walked my client through the entire process when his house was going up in flames. I was on the phone with him, with a pair of binoculars against my face, describing what was going on with his house, which isnât an easy thing to do.â
But trying times like this can bring the community together in important ways, said Petersen.
âLike anything tragedy related, the community just draws together,â he said. âAll my neighbors left, so I was going through making sure that generators stayed on so refrigerators could say cold. A lady that works for me that lives over by the Highlands and she and others from her neighborhood were basically patrolling on foot. They even caught a looter who got arrested.â
Alpine has this opportunity to pull together fairly often, given its geography.
âItâs heartbreaking,â said Petersen. âThis isnât the first time weâve gone through this, going back to the â03 Cedar Fires. It doesnât get any easier.â
Even Andersen has been through this rodeo before. Andersen said these times are what insurance agents live for because it is their chance to come through for their customers.
âWhen they had the big fires in 2007 and you have all the families in the community living in a big parking lot in a Target, which Iâve been through,and they donât know if their homeâs burned down or not, and youâre out there meeting with them or delivering water or just being with them, it becomes real all of a sudden,â said Andersen. âItâs your best day. The truth is that itâs a very good experience. Youâre going to have a good day today. Youâre going to deliver.â
Boston, Massachusetts implant Lisa Ford, however, is new to the wildfire scene. Forn has been in Alpine for six years and said she did not know what to do when she saw flames licking the edges of the trailer park where she lives, Alpine Oak Estates.
âI lifted up the blinds and thatâs when I saw the fire that was way down the other side of the park,â said Ford. âI was feverishly trying to call my daughter, like, âwhat do I do?â Iâve never been in a fire before. I hear the neighbor guy yelling as his wife, âget out, câmon!â I could feel the urgency and right after that the fireman was going around banging on everyoneâs doors.â
Forn relocated to her daughterâs home, and then the whole family evacuated to a friendâs residence in Blossom Valley because of the air quality. Fordâs other daughter, currently living in Connecticut, phoned her mom and sister after seeing the fire on the news. Ford said her daughter sent a picture she had found on the internet of the mobile home park Ford had just evacuated.
âShe sent me the picture and my knees just buckled,â said Ford. âThe picture was my mobile home, the front view of my mobile home, just engulfed in flame. I was in shock. I still canât believe it…I guess I didnât realize to what extent it was burning and how rapidly it was burning. I thought I would be coming back.â
For Ford, the West Fire came on the heels of losing her job, the death of her boss and the loss of her cat, but she said she is working hard to remain in good spirits.
âIâm either going to laugh or cry, so I might as well laugh,â said Ford. âWhen youâre down and out, you really have to believe that you have God, family, friends, people around you to help you. Alpine has really gone above and beyond to show me, and Iâm sure a lot of other victims, that help is out there for them, and it makes a world of difference when youâre in my position.â
Ford is also facing insurance questions, but she said she hopes hers will be answered at a forum the Alpine Library held this week.
âYou have to understand the lingo of an insurance policy,â she said, âSo Iâm really glad theyâre putting together that meeting for the victims of the fire to help understand what my options are.â
And there are options for Ford and for others. Petersen said the whole community has been supportive of the people affected.
âPeople put differences aside when their issues like this,â he said. âAnd in a small community like Alpine, itâs a very nice to see.â
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